ELECTRONIC MOVEMENT OF CHEQUES

Instead of physically processing paper cheques, DessCTS allows User Banks to process cheques electronically. Banks can capture a picture of the front & back of the cheque along with the related payment information and transmit this information electronically.

END-TO-END PROCESS

DessCTS provides the capture system along with the consolidated application software to receive from the capture system i.e. to and from hub/branches to Service Branch to CHI.

ECONOMICAL AND HASSLE FREE

With DessCTS, User Banks can reduce the highly expensive costs of physically handling and transporting original paper cheques.

SYSTEMATIC PROCEDURE

DessCTS receives- processes-validates-reconciles clearing data (MICR data and Images) including returns. It also controls & monitors the outward & inward clearing (MICR data and Images) process.

ANALYTIC REPORTS

Reports & statistics by DessCTS give User Banks the complete analysis of their cheque operations.

COMPLIANT

Data is processed, routed and archived as per the requirements of the RBI/NPCI, relevant Acts, procedures, etc.

SIMPLE AND STRAIGHTFORWARD

DessCTS is user friendly, modular and flexible for future enhancements.

USER FRIENDLY

Manage your clearing operations with the most flexible and easy-to-use solution in the market.

SUPREME QUALITY

World class imaging, security and archival technologies make your systems more reliable and superior.

YOUR TRUSTED CTS PARTNER

First choice of leading Private, Nationalized, Foreign and Cooperative banks.

MADE FOR YOU

Unlike Foreign solutions, DessCTS is flexible and adaptable to the Indian environment.

UNCOMPLICATED INTEGRATION

DessCTS integrates easily with Bank legacy systems (Core Banking, Automated Banking, etc).

FAITHFUL AND AUTHENTICATE

Solution complies with the standards set by RBI/NPCI.

STABILITY & SKILL IN DELIVERY

Solution developed by Bankers, Technologists & Clearing experts gives you an intelligent result.

24x7 SUPPORT

Rigorous 24x7 onsite/offsite support allows uncomplicated functioning of system.

RAPID RESPONSE

Being a locally inhouse developed solution, results in quickest adaption to updates/changes by RBI, NPCI and User Bank.

EASY CUSTOMIZATION

Modular solution provides you the flexibility to invest in any of the components or services i.e. Outward, Inward and/or Archival.

ACROSS THE BOARD

Get access to all legacy records instantaneously.

EXTENSIVE SAVINGS

Save your heavy costs of Printing, Transport and Communication.

POWERFUL SEARCH

Instantaneous retrieval of documents (notes, minutes, follow-ups) in which a particular word appears.

DELIVER – AHEAD OF TIME

Assured delivery of notes “in time” for meetings.

SAFE AND SOUND

No more problems of having documents misplaced, misfiled, lost or damage.

SHARP TRACKING

Portal users can easily track progress of pending items.

AN END TO PAPER TROUBLE

A great initiative for paperless and “green” environment.

SUPER COMPATIBLE

Collaborates smoothly with iOS (iPad) and Android based gadgets.

TIME SAVER

Faster decision making through easy and instant availability.

RESOURCEFUL READINESS

Instantaneous retrieval of Agenda Notes and the corresponding Minutes of the meetings.

GREATER EFFICIENCY

System helps you to increase operational efficiencies by saving your valuable time, costs and manpower.

TEAM COLLABORATION

Brings all users on a common platform where information can be accessed across disparate locations.